Client: Palladium: Make It Possible
Partner: State Bank of Pakistan, Ministry of Finance, Government of Pakistan, and Foreign, Commonwealth and Development Office (FCDO)
Duration: 2018-19
BAZ was engaged to support the design of a business plan and a feasibility framework for establishing a small- and medium-enterprise credit guarantee company in Pakistan. Dr Bilal Ahmad served as Consultant and Small and Medium Enterprise Specialist. The work reviewed international credit guarantee models across multiple regions, assessed local market gaps, and proposed a tailored solution for Pakistan. It included recommendations on legal structure, governance, capital structure, fund management, guarantee pricing, operating procedures, financial projections, marketing policies, and implementation sequencing. The assignment also supported investor-facing analysis for a proposed funding target of USD 80 million and recommended technical assistance measures to strengthen market uptake.
