Dr Bilal Ahmad
Dr Bilal Ahmad is the Economic Growth Advisor with more than 25 years of experience across inclusive finance, SME finance, Islamic finance, digital finance, credit guarantees, blended finance, and institutional development.
He has worked with banks, microfinance institutions, development agencies, regulators, and public institutions across Asia, Africa, and the Middle East. His work focuses on designing practical financial solutions, strengthening institutional capacity, improving access to finance for micro, small and medium-sized enterprises, and supporting women-owned businesses.
Bilal holds a PhD in Access to Finance for Small and Medium Enterprises and is an accredited Islamic Finance trainer with the Chartered Institute for Securities and Investment, United Kingdom. He has supported assignments for leading international development partners, including the World Bank Group, the Asian Development Bank, KfW, FCDO, JICA, USAID, and the Mastercard Foundation.
Dr Ahmad is fluent in English and Urdu, with conversational ability in Arabic. At BAZ, he leads advisory work that connects finance, institutional performance, and growth.
Our Advisory Team
Jamil Ahmad
Senior transport and logistics Specialist
As Regional Head, UAE at BAZ Consultants, he supports the firm’s regional outreach, business development, client coordination, and advisory engagement management across the Gulf market. His extensive operational background strengthens BAZ’s ability to work with clients requiring practical solutions in transport, logistics, infrastructure-linked services, and enterprise operations.
He has strong experience in surface transport management, project development, strategic business planning, administration, financial control, and commercial development. Over the course of his career, he has managed and supported high-value transport, hospitality, and infrastructure projects, focusing on operational efficiency, service delivery, cost control, and stakeholder coordination. Mr Ahmad brings mature leadership, regional market understanding, and hands-on operational insight to BAZ’s work. His experience supports the firm’s focus on practical, commercially sound, and implementation-ready advisory solutions for clients in finance, enterprise, logistics, and development.
- Phone:+92 300 8402636
- Email:contact-us@bazconsulting.com
Colin Agabalinda
Consultant-Agricultural, Inclusive & Climate Finance
His work spans financial institution strengthening, MSME finance, blended finance design, and the operationalisation of climate adaptation finance in rural markets. Colin holds a PhD in Business Administration and Sustainability from ICT University, is a Certified Expert in Climate Adaptation Finance from Frankfurt School of Finance and Management, and is a part-time lecturer and research fellow at Makerere University Business School. He has published in peer-reviewed journals on financial inclusion, cooperative governance, and financial literacy.
- Phone:+92 300 8402636
- Email:contact-us@bazconsulting.com
Andia R. Igobwa
Consultant-Climate finance and enterprise development
- Phone:+92 300 8402636
- Email:contact-us@bazconsulting.com
Sara Ibtasar
Economic Policy, Trade, and Investment Specialist
- Phone:+92 300 8402636
- Email:contact-us@bazconsulting.com