> Our Advisory Team

We Cultivate an Atmosphere

We cultivate an environment where curious minds thrive, collaboration fuels growth, and every team member is empowered to make a meaningful impact as we tackle complex challenges.

Director

Dr Bilal Ahmad

Dr Bilal Ahmad is the Economic Growth Advisor with more than 25 years of experience across inclusive finance, SME finance, Islamic finance, digital finance, credit guarantees, blended finance, and institutional development.

He has worked with banks, microfinance institutions, development agencies, regulators, and public institutions across Asia, Africa, and the Middle East. His work focuses on designing practical financial solutions, strengthening institutional capacity, improving access to finance for micro, small and medium-sized enterprises, and supporting women-owned businesses.

Bilal holds a PhD in Access to Finance for Small and Medium Enterprises and is an accredited Islamic Finance trainer with the Chartered Institute for Securities and Investment, United Kingdom. He has supported assignments for leading international development partners, including the World Bank Group, the Asian Development Bank, KfW, FCDO, JICA, USAID, and the Mastercard Foundation.

Dr Ahmad is fluent in English and Urdu, with conversational ability in Arabic. At BAZ, he leads advisory work that connects finance, institutional performance, and growth.

Testimonials

Our Advisory Team

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Jamil Ahmad

Senior transport and logistics Specialist

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Colin Agabalinda

Consultant-Agricultural, Inclusive & Climate Finance

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Andia R. Igobwa

Consultant-Climate finance and enterprise development

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Sara Ibtasar

Economic Policy, Trade, and Investment Specialist

Muzna Bilal

Director

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